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What is an umbrella policy?

Umbrella liability coverage is a type of additional homeowners liability insurance that provides an extra layer of protection for homeowners. About umbrella policies Umbrella liability coverage is a...

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What is a homeowners inventory and is it necessary?

A homeowner’s inventory is an important piece of the homeowners insurance process. Here’s why. Homeowners’ inventories explained A homeowner’s inventory is an important piece of the homeowners...

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Should existing homeowners insurance coverage be reviewed?

The best time to review homeowners insurance is when the insurance company sends the renewal notice. Another good time to review the insurance policy is after any major change. Reviewing an existing...

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What affects the costs of homeowners insurance?

Homeowners insurance is a critical piece of a homeowner’s financial planning, and affordable options are available. So, what affects the costs of insuring a home? Homeowners insurance costs Homeowners...

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What are some basic homeowners insurance coverage options?

There are a few basic homeowners insurance coverage options that most homeowners will need, and a few other specialized options that only some homeowners will need. Homeowners insurance coverage...

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What is homeowners liability insurance?

Homeownwers liability insurance is designed to protect homeowners against lawsuits that can result from injuries or property damage caused to others by the homeowners. Homeowners liability insurance...

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What is homeowners property insurance?

Property insurance is a standard type of homeowners insurance, and it is designed to protect the physical possessions of the homeowner, as well as the structure of home itself. Homeowners property...

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Is special homeowners insurance coverage ever needed?

Basic homeowners insurance does not provide coverage for every type of event that could cause damage to a home or property. Special coverage for homeowners Basic homeowners insurance does not provide...

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What are the basic types of protections for homeowners?

Basic homeowners insurance policies provide protection for property and possessions against a standard set of events or disasters. Basic coverage for homeowners Basic homeowners insurance policies...

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What does homeowners insurance cover?

Homeowners insurance provides homeowners with financial protection against the loss of a home or possessions, and lawsuits against the homeowner. Homeowners insurance coverage explained Homeowners...

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